ABA Business Law Fall Meeting 2025

On September 18, Banking shareholder Andy Spillane moderates the panel “Here We Go Again? Relearning Lessons in Resolving Mortgage Loan Delinquencies” at the ABA Business Law Fall Meeting 2025.

Amid economic headwinds following tariffs and related trade disputes, this panel examines its experience with loss mitigation strategies following other recent market dislocations. The panel contrasts this history with the impact of financial-crisis-era regulatory changes, digitally native mortgage originations, the quality of applications in the pipeline, and trends in delinquency and charge-off rates, taking into account the roles of brokers, originators, servicers, takeout investors, and their counsel throughout the mortgage loan lifecycle.